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     Lease to Own! 
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Harrington Financial Solutions (HFS) is your partner when it comes to all your Commercial Truck and Trailer funding needs. Just like the name, we formed this business to provide financial solutions to those who need to be considered based on more than just a credit score. 

 

Why Lease? Leasing allows you to conserve capital leaving it free for other investments and business needs rather than being tied up in a fixed asset.

 

Leasing offers huge tax benefits that reduce the overall cost of equipment. Depending on the type of lease, the lessee may be able to write off the entire monthly payment as an operating expense!

 

We specialize in helping hardworking Michigan  customers based on their overall situation, not a FICO score. It's what we do and nobody understands you better. This is old school banking in an era that needs it the most.

 

Call us today or simply apply online by clicking on the "Start Application Now" button above. It takes only 10 minutes and will not impact your credit score. Visit our financing page for more information.

In House Finance Requirements

​         Only 10 Stipulations!!!

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  • Must be a U.S. Citizen & Michigan Resident

  • 2 Years Driving Experience 

    • Current CDL​

    • Medical Card​

  • Proof of Residence​

    • Copy of last 2 months of utility bills​

  • Checking account​

    • Your payment will be automatically withdrawn weekly​

  • Last 2 months of bank statements​

  • Copy of most recent cell phone bill

  • Copy of last 2 years filed tax returns

  • Letter of Intent to Hire

  • 3 personal references

  • Formed LLC & Copy of Federal EIN (SS-4)

Our Lease to Own
In House Finance Program

 


*With over 20 years of experience in buying and selling equipment, we hand select inventory from the nations top sources

*Program is based on a 15 Model Year Old truck or newer

*Available Lease Equipment that's Ready to Work!

*At time of delivery your truck will be D.O.T'd, Detailed, & Serviced

 

Max of a 24 Month Term...You own the truck at the end of this lease!

Minimum of 25% Cash Down Required

Must have at least $5,000 in available working capital after down payment

 

Payments may vary as equipment and market values change*

 

Example Program based on a Retail Price of $35,000

  • 25% Down or $8,750 Required

  • Payments are deducted weekly in the amount of $350.00

  • 10% Residual at Lease End or $3,500 to buy-out 

  • 2 Year Engine & Drive Train Warranty Available for only $2,500. This is a $5,000 Value, and we'll split this cost with you!

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Although we do our best to ensure the equipment is in work ready condition, they are leased out in As-Is, Where-Is, How-Is condition, meaning you the lessee are responsible for any and all maintenances the truck may require and not HFS the lessor. We instill our confidence in you and your industry experience to properly maintain the truck as an Owner/Operator.

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We believe that clear understandings make for long friendships, and we strive to earn your business with honesty, transparency, experience, knowledge, value and professionalism.

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*Only 2+ Years Time in Business or equivalent driving experience required

*Credit determination based on your situation and not your FICO score

*Good Credit, Bad Credit, No Credit is OK!

*Easy application process

*Same Day Approvals

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​​"When others say no, we say YES!" * Down Payment or Equivalent trade required

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